Re-mortgages
Every Lender realises that you have the final say. If you fall out with your
Lender, yu can re-mortgage away from them.What they can do however,
is penalise you for leaving by using redemption penalties
£ for £
This is simply changing provider without additional borrowing,
usually to get a better rate.
Home Improvements
Usually up to 95% loan to value, as home improvements will probably improve
the home's value and therefore their security.
Any Purpose
Literally what it says. If you want a new car, a holiday or to consolidate
existing loans, you can put it on your mortgage. Whether this is a good idea
is a different matter, as you will be paying interest on the extra amount
for the rest of the term.
